{"id":12937,"date":"2019-12-10T18:13:07","date_gmt":"2019-12-10T17:13:07","guid":{"rendered":"https:\/\/agenziadeltaimmobiliare.it\/?p=12937"},"modified":"2026-02-14T18:11:29","modified_gmt":"2026-02-14T17:11:29","slug":"you-can-buy-a-house-in-gaeta-with-the-first-home-mortgage-fund","status":"publish","type":"post","link":"https:\/\/agenziadeltaimmobiliare.it\/en\/you-can-buy-a-house-in-gaeta-with-the-first-home-mortgage-fund\/","title":{"rendered":"You can buy a house in Gaeta with the First Home Mortgage Fund"},"content":{"rendered":"<div class=\"pdfprnt-buttons pdfprnt-buttons-post pdfprnt-top-right\"><a href=\"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/posts\/12937?print=pdf&uniq=1775865702\" class=\"pdfprnt-button pdfprnt-button-pdf\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/agenziadeltaimmobiliare.it\/wp-content\/plugins\/pdf-print-pro\/images\/pdf.png?1092081045\" alt=\"image_pdf\" title=\"View PDF\" \/><\/a><a href=\"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/posts\/12937?print=print&uniq=1775865702\" class=\"pdfprnt-button pdfprnt-button-print\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/agenziadeltaimmobiliare.it\/wp-content\/plugins\/pdf-print-pro\/images\/print.png?206383548\" alt=\"image_print\" title=\"Print Content\" \/><\/a><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_can_buy_a_house_with_the_First_Home_Mortgage_Fund\"><\/span>Who can buy a house with the First Home Mortgage Fund<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The concessions are directed to all those who are not in possession of the first home (not even abroad) and want to buy one. The requirements to access the Fund include:<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Indice dele contenuto<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/agenziadeltaimmobiliare.it\/en\/you-can-buy-a-house-in-gaeta-with-the-first-home-mortgage-fund\/#Who_can_buy_a_house_with_the_First_Home_Mortgage_Fund\" >Who can buy a house with the First Home Mortgage Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/agenziadeltaimmobiliare.it\/en\/you-can-buy-a-house-in-gaeta-with-the-first-home-mortgage-fund\/#How_to_apply_to_apply_for_the_First_Home_Mortgage_Fund\" >How to apply to apply for the First Home Mortgage Fund<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<ul class=\"wp-block-list\">\n<li>the location in Italy,<\/li>\n\n\n\n<li>the property must not have luxury features, therefore the cadastral categories A1 (stately homes), A8 (villas), A9 (castles and palaces) are excluded,<\/li>\n\n\n\n<li>the loan must not exceed 250 thousand euros and must be granted by the bank or financial intermediary that adheres to the project.<\/li>\n<\/ul>\n\n\n\n<p>Families in which at least one of the spouses is under the age of 35, single-parent families with minor children, young people under 35 with an atypical employment contract, tenants of housing owned by the IACP, ATER etc., a equal demand, they will have priority. In addition, applicants must not be owners of other residential properties, with the exception of those acquired through succession or given on loan for free use by the family.<\/p>\n\n\n\n<p>Once the requirements are verified, those who fall into the fund are entitled to benefits such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>the registration tax reduced to 2%,<\/li>\n\n\n\n<li>personal income tax deductions of up to 19%,<\/li>\n\n\n\n<li>interest expense within a maximum limit of 4 thousand euros per year,<\/li>\n\n\n\n<li>the mortgage and cadastral tax fixed at 200.00 euros,<\/li>\n\n\n\n<li>4% VAT in case of purchase from the builder\/constructor<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_apply_to_apply_for_the_First_Home_Mortgage_Fund\"><\/span>How to apply to apply for the First Home Mortgage Fund<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Once the request has been sent, you will be assigned a progressive protocol number based on the day, month, year, hour and minute in which the application was sent. This system is used to determine the priority of applicants for the First Home Mortgage Fund, in the event of a shortage of funds.<\/p>\n\n\n\n<p>If access to the Fund is confirmed, then the mortgage will be disbursed within 30 working days. But the bank always has the last word. In fact, even if the bank has joined the project, it may also not accept the application.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Who can buy a house with the First Home Mortgage Fund The concessions are directed to all those who are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":32288,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[105],"tags":[104],"class_list":["post-12937","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-events","tag-first-home-mortgage-fund"],"acf":[],"_links":{"self":[{"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/posts\/12937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/comments?post=12937"}],"version-history":[{"count":0,"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/posts\/12937\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/media?parent=12937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/categories?post=12937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/agenziadeltaimmobiliare.it\/en\/wp-json\/wp\/v2\/tags?post=12937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}